Tuesday, June 19, 2018

My story

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I was disinherited – I suffered the consequences, don’t let it happen to your son or daughter

My parents didn’t avoid sideways disinheritance of their legacy so I was disinherited from my family estate

You can avoid sideways disinheritance in your family. I was disinherited and I know and understand the consequences of sideways disinheritance. My parents had their own property and businesses and were doing really well.

They had talks with me and told me that they loved me, and wanted me and their grandchildren to inherit their wealth when they passed. They didn’t protect their assets, so I lost my inheritance. Sad really, all that wealth lost forever.

My mother suffered from diabetes and hypertension. She had a heart attack and didn’t even know it. The heart attack caused her to lose her mental capacity to make decisions. She was taken to hospital by my father, but it was too late to keep her heart beating and save her life.

She died at the tender age of 56. Her opportunity was lost to protect her share of her legacy if her husband, my dad, decided to remarry. If her share of the estate had been protected prior to her death, her share of assets would have remained in the family bloodline and would not have passed to his partner.

I was disinherited – will the sideways disinheritance trap affect your children?

My father remarried his second wife, Mary, who has two children from her previous relationship. As the current law stands, when you remarry or have a civil partnership, children from your previous relationship are left vulnerable and may not inherit your wealth, unless your share of your estate was protected prior to your legal marriage or civil partnership to your new partner.

As the years went by, my father suffered two strokes and a heart seizure. The strokes damaged his brain, and this affected his mental capacity. My father could no longer make his own decisions. He was incapacitated by the strokes and with degenerative Alzheimer’s disease, he would never be the same again.

The strokes damaged my father’s brain cells, causing a severe case of Alzheimer’s. As time went on, his illness became more serious and led to dementia.

When I visited him, he did not know who I was or why I was there. It was heartbreaking. After my many failed attempts to stimulate his memory of me, I almost lost hope, then he regained his memory of who I was.

After my final visit with my father, I was told that he had pains in his heart again. He suffered another heart seizure fell on the bathroom floor and died in his home.

I was disinherited from my family legacy – do you know for sure that your son or daughter will inherit your estate?

My father left it too late – he didn’t protect his estate when he was fit and well. My inheritance was lost when he remarried his second wife – my step-mother.

My father died aged 89. The days on which my mother and father passed away are painful for me, but at the same time, they are opportunities for me to remember them. You sometimes don’t know how much you miss your parents, until they are no longer with you. I think about them every day – I miss them.

You see, they originally intended for me to inherit their wealth, but I didn’t receive an inheritance. They may have had their reason for me not to inherit their wealth at the time. I guess they know what’s best, even if I don’t understand what they were thinking.

What I often think about is they didn’t have property and business asset protection to leave their assets to their children and grandchildren, so in my mind, I didn’t inherit their wealth as they originally intended.

Save your children from being disinherited, avoid sideways disinheritance – leave your share of wealth to them and other loved ones

Wealth management services can give people just like you the asset and wealth protection they need – and when in place provide peace of mind, security, and happiness. My family will be well taken care of when I’m gone. Do you want your wealth to go to people you know and trust?

Learning from my own personal experiences, I believe family, education and time are among the most important things in life. My aim is to help you enjoy your time, have good health and leave your wealth to your children and other loved ones.

AFTER YOU HAVE ENJOYED YOUR WEALTH, IMAGINE YOUR SON, DAUGHTER, OTHER LOVED ONES OR CHOSEN CHARITY ENJOYing THE LEGACY they inherited from YOU.

If the worst happens, do you want your family to make decisions for you about your property, finance, health, welfare?

Estate planning services in Nottingham

Do you want them to inherit the maximum possible?  Call us today for more information and your free consultation on 03332 12 20 51 or email mw@michaelwilliamsestateplanning.co.uk

Get your free consultation here 

Disclaimer

The information in this blog has been prepared for general information purposes only. Views recorded are subject to change. It does not constitute any form of legal or financial advice.

No liability is accepted for decisions or actions you take reading the information on this blog. It is recommended that specific professional advice is obtained for your particular situation.

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